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As healthcare costs increase, high deductibles and limited coverage plans — while necessary for groups to contain costs—expose employees to significant financial stress. With 37% of Americans unable to cover an unexpected $400 expense, it’s crucial to go beyond traditional benefits to protect your team’s well-being and productivity.
When deductibles rise, so does financial risk. Ensure your health benefits truly safeguard your employees’ health and finances with strategies to reduce out-of-pocket costs.
If your plan includes high deductibles, this guide is a must-read.
We’ll cover:
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- Leveraging hospital discounts to reduce bills (sometimes to $0!)
- Spotting and addressing costly errors in medical bills
- Expert bill negotiation to lower out-of-pocket costs
- Setting up manageable payment plans for unexpected expenses